Mortgage & Lending Rates
The lender rates we're tracking right now, paired with the Bank of Canada's national weighted-average rates from chartered banks. Use them as a starting point — actual rates depend on your file, the lender, and the day.
Sourced live from the Bank of Canada's Valet API. These are volume-weighted averages across every reporting chartered bank — not posted rates from any one lender.
Fetching latest rates from the Bank of Canada…
Posted lender rates are curated by our team and refreshed manually as lenders publish updates. They reflect what the bank advertises, not necessarily what you'll qualify for.
National market averages are weighted across all chartered banks and published monthly by the Bank of Canada (Valet API). Per-bank averages are not made public by the source.
Processing delay: although we aim for timely updates, there may be a brief delay between when the Bank of Canada publishes new data and when it appears in the API. If you don't see today's numbers right away, check back later in the day.